The Bank of Mum and Dad for everyone

You can now access a better interest rate and afford a house of larger value.

  • Stop renting, start owning
  • Not restricted to new builds
  • Afford more, or spend less

See the house value you can afford with Ahauz's support and your 5% deposit

  • Stop renting, start owning
  • Not restricted to new builds
  • Afford more, or spend less

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How it works

  1. You provide a 5% deposit

    We expect a minimum deposit of 5%, but we are happy for you to add more

  2. We contribute 15%

    This boosts your affordability and helps you access better interest rates

  3. You get a mortgage

    We will refer you to our lender partner who can then provide you with a mortgage

  4. It’s your home

    Enjoy all the bells and whistles that come with being a home owner

Our support lasts for 5 years

What's in it for you?

  • You stop renting and have monthly savings against a standard high LTV mortgage.
  • Your affordability is increased and after 5 years, if you have accrued equity, you are in a stronger financial position to remortgage or upsize, and repay the 15%.

What’s in it for Ahauz?

  • We win when you win. When you sell or remortgage, we get 15% of the increase in the house value.
  • We share your risk. If your house goes down in value, Ahauz's investment is also at risk.
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No credit checks without your permission.

Why use Ahauz?

Stop renting, start owning

You can now own a house

Afford more, or spend less

Afford a house of larger value or decrease
your monthly payments

Available on existing homes

Not restricted to new builds

Your home may be repossessed if you do not keep up repayments on your mortgage.

Sign up in 60 seconds

No credit checks without your permission.

What the press is saying

  • “Ahauz is an innovative take on the Help to Buy scheme.”

  • “Buyers can afford to purchase a home with a 5% deposit.”

  • “Ahauz is aiming to help more young people get on the property ladder.”

  • “Ahauz’s product is similar to the government’s ‘Help to Buy’ equity loan scheme, but it does not restrict consumers to purchasing new build houses.”

  • “With just a 5% deposit, the buyers can now afford a house of large value and access better interest rates.”

  • “Young entrepreneurial duo Karthik Srivats and João Rocha have established a proptech startup in London after raising a seven-figure investment.”

  • “Karthik Srivats (27) and João Rocha (29) founded the business when they saw first-hand the challenges faced by first time buyers in London.”

  • “Karthik Srivats and João Rocha have established a proptech startup, which they are calling the ‘Bank of Mum and Dad for Everyone’.”

  • “Ahauz will fund contributions towards the deposits of first time buyers in the UK.”

Your team