2. Personal information
Personal Information (“PI”) refers to any information or data related to an individual that can directly or indirectly identify that person. It includes but is not limited to:
- Email address
- Date of birth
- Contact numbers
- User IDs and passwords
- Financial information (e.g., income proof)
- Identification documents (e.g., PAN card)
- Credit score and credit information
4. Information we collect
We collect various types of information to provide and improve our services, including:
- Information you provide: When you use our services, you may voluntarily provide information such as your name, contact details, and financial information.
- Automatically collected information: We may collect certain information automatically when you visit our Website, including IP address, browser type, and device information.
- Information from third parties: We may obtain information about you from third-party sources and combine it with the information you provide to us.
5. How we use your information
We use your personal information for the following purposes:
- To provide and personalise our services
- To communicate with you and respond to your inquiries
- To send you marketing materials and offers from us and our partners
- To comply with legal and regulatory requirements
- To improve our services and understand user behaviour
- To conduct credit checks and provide credit-related services
6. Express consent
By using our services and providing your personal information, you consent to us contacting you through various means, including email, telephone, SMS, or other messaging services, for marketing, communication, and service-related purposes. You also consent to us sharing your information with our partners, service providers, and third parties for marketing and other purposes.
7. Credit information report
If you use our services, you consent to us obtaining and using your credit information for purposes such as assessing your eligibility for financial products and providing credit-related advice.
If you wish to opt out of receiving marketing communication or have your information permanently deleted from our database, please contact us at email@example.com. Please provide the requested information, and we will process your request within a reasonable timeframe.
9. Disclosure of personal information
We employ reasonable security measures to protect your personal information. However, no data transmission over the internet is completely secure, and we cannot guarantee the absolute security of your data.
12. Contact us
13. Effective date