Terms of Use

Introduction

These terms of use will tell you the rules for using our website, www.ahauz.com (referred to as this “Website"). Throughout this document, we refer to the terms of use as the "Terms". A reference to "you" or "your" is a reference to the user of this Website.

Who we are and how to contact us

www.ahauz.com is a website operated by Ahauz Limited (referred to in these Terms as “Ahauz”, “we”, “our” and “us”). We are a company registered in England and Wales with company registration number 10206939. Our registered office is at Forward Partners Commercial Unit 2, Aurora Buildings 124 East Road, London, England, N1 6FD.

Our subsidiary, Ahauz Finance Limited, trading as Ahauz, is a company registered in England and Wales with company registration number 11835452 and is authorized and regulated by the Financial Conduct Authority with the registration number 846554. Ahauz Finance Limited makes all the regulated decisions and all the decisions related to your mortgage.

If you have any other questions or feedback about our Terms please contact us at info@ahauz.com.

By using our Website you accept these Terms

By using this Website, you agree to accept all terms and conditions written in the Terms, so please make sure you take the time to read them. You must not use this Website if you disagree with any of these terms and conditions.

You must be at least 18 years of age to use our Website. By using our Website and accepting these Terms, you confirm that you are at least 18 years of age.

We recommend that you download and store a copy of these Terms for future reference. They are a legally binding agreement between you and us.

We may make changes to the Terms or the Website

We amend these Terms from time to time and will let you know when we do. Every time you wish to use our site, please check these Terms to ensure you understand the terms that apply at that time. When you use our site, we’ll take that to mean that you accept any changes.

We may also change our Website at any time.

Other terms that may apply to you

What happens to your personal information is covered under our Privacy Policy (which outlines how we manage your personal information) and our Cookie Policy (which sets out information about the cookies on our site). Please make sure you take the time to read them.

Availability of the Website

We aim to make our Website accessible to you at all times, but we do not guarantee that our Website, or any content on it, will always be available or will be uninterrupted. We may suspend access to our Website without notice at any time for any reason including to allow for maintenance and to update the content of the Website. We shall not be liable if the Website is not available at any time, for any reason.

We reserve the right to bar users from this Website and/or restrict or disable their access or use of any or all elements of our services, on a permanent or temporary basis at our sole discretion.

Our Website is only for users in the UK

Our Website is directed to people residing in the UK. We do not represent that content available on or through our Website is appropriate for use or available in other locations.

Don’t rely on our Website for advice

We aim to ensure that the information provided on our Website is up to date and accurate. However, we cannot guarantee this, and neither can we guarantee that it is suitable for your purpose. The information provided is not intended to amount to advice on which you should rely, you must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

We are not responsible for websites we link to

Where our Website contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those sites or resources.

Rules about linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

We reserve the right to withdraw linking permission without notice.

Intellectual property rights

The “Ahauz” name and logos and all other brands, names, logos, marks, and slogans on this Website are the trademarks or service marks of us or our licensors.

Unless otherwise stated, the copyright, database rights, and any other rights in all information, data, text, and images (together "Materials") on this Website and the design and appearance of this Website are owned by us or licensed to us by our suppliers. You are permitted to use and download such Materials or extracts from this website to a local hard disk and print copies for your own internal, personal, non-commercial, private use only.

Except as we expressly permit, you must not in any way modify any Materials on this Website.

We are not responsible for viruses and you must not introduce them

We do not guarantee that our Website will be secure or free from bugs or viruses. You must not misuse our Website by knowingly introducing material, code, or programs that are malicious or technologically harmful. You must not attempt to gain unauthorized access to, or attack, our Website, the server on which our Website is stored, or any server, computer, or database connected to our Website.

You are responsible for configuring your information technology, computer programs, and platform to access our site. You should use your own virus protection software.

Disclaimer and limitation of liability

We cannot guarantee that our website is free from viruses or other malicious code and we do not accept liability in the event that your computer, software, or data is damaged. If any information contained on our Website is inaccurate we exclude liability for loss to the extent allowed by law.

We provide access to our Website on the basis that all conditions, warranties, or other terms which might have effect between the parties or be implied or incorporated into this legal notice whether by statute, common law, or otherwise, are hereby excluded, including, without limitation, the implied conditions, warranties or other terms as to the satisfactory quality, fitness for purpose or the use of reasonable skill and care.

We shall not be liable for any direct or indirect liability for any claims, losses, demands, or damages that you or a third party may incur in connection with using or not being able to use the Website. However, nothing in these terms shall impact our liability for:

  1. Death or personal injury caused by our negligence; or
  2. Fraud or fraudulent misrepresentation; or
  3. Any liability the extent of which cannot be excluded or limited under applicable law.

Which country's laws apply to any disputes?

Please note that these Terms, their subject matter, and their formation, are governed by English law. You and I both agree that the courts of England and Wales will have exclusive jurisdiction.